29th
OVERALL STATE RANK
Assisted living in Missouri provides long-term residential living in a community setting, with care services tailored to meet the varied needs of residents. Assisted living communities offer a variety of activities for seniors but also provide support with activities of daily living such as dressing, bathing, and eating. The median cost of assisted living in Missouri is $4,600 per month or $55,200 annually, according to A Place for Mom’s internal data on assisted living facilities in Missouri.[01]
While the story for how Missouri came to be known as the “Show-Me” state is debated, the borders are the only limits to all there is to see and do. Mark Twain State Park is just one example of the serene woodlands, lakes, and rivers that provide a quiet place for Missourians to commune with nature. For a deep dive into culture, Missouri’s cities are the stage for the state’s unique contributions to music, history, and of course, barbecue.
Overall state ranking out of 50
State scorecard
How we determine rankings
Our 2023 state ranking for assisted living uses A Place for Mom’s proprietary data collected from our community partners. First, we sorted through our metrics and grouped them into three pillars that are key in a quality assisted living experience. We weighted these pillars differently based on insights from our senior living experts. Then, we used these categories and their weighting to determine how each state ranks.
Top ranked Missouri cities for assisted living overall
My father passed away last year. He lived a very full 92 years. The people at Turner's were excellent while he was there. We did hospice care at Turners and their team surpassed all expectations. I would...
My sister has been a resident of Our Lady Of Mercy Country Home for many years. It is truly a great place to live. Very peaceful, tranquil , secure place to live. The staff are all wonderful caring, friendly...
The staff is good and provides great care but frequently overwhelmed due to workload. The activities try to engage all. Food quality varies by day and usually good. I do not regret choosing Cedarhurst.
The n/a's are for what I am not directly involved with at the community. However, the director [name removed] is very easy to work with and he is also very approachable. Based on the experience we have had...
I would say our experience with Cedar Creek of Shiloh was a 5. We looked at all the other places near us and this felt more like home for my dad. He actually picked it out of all the others
Overall, it was such a friendly place and the staff truly LOVED my mom. One issue was that residents were not able to lock their doors. Other residents would come in at all hours of the day and night as...
The staff are welcoming, in tune to residents, go above and beyond. We have been very happy with everything and highly recommend it. They are very available to families to answer questions and get help and...
The facility and the staff were great. I have no complaints about anything. It is very clean and there is no odor like there is some other places.
Our move in experience was less than stellar. We came on a day that the Wellness Director was out and the communication from the sales team about what was missing for admission lead to things being rushed...
What we like the most about The Boulevard of St. Charles is just how easy everyone is to talk to. There are always a good array of options when it comes to the meals. Based on the experience we have had so...
What our family likes the most about Lake St. Charles is the caring staff. Great environment. Cleanliness and welcoming atmosphere. While my mom doesn't participate in a lot of activities, I appreciate the...
The direct care staff are great and caring. Communication, support during move in process, establishing care plan was horrible. It feels like it's let's get the dotted line and payment set up. Once they are...
I am the daughter of a newer resident at Garden Villas of O’Fallon. Of course there is reluctance with any change in lifestyle but my mother was welcomed with open arms from the date of the tour. The staff...
Everyone in Memory Care was wonderful with my dad and showed compassion with his passing. Food sensitivity awareness could have been higher, as well as the cleanliness of his room, albeit a hard task to keep...
My mother is currently a resident at Twin Oaks Estate and the experience has been great. The staff at Twin Oaks is amazing. Smiles and calm everywhere. The food is terrific, too! I would recommend this...
The cost of living in Missouri is lower than the national average and is reflected in the median cost of assisted living for the state: approximately $2,400 to $6,800 per month. This range is an estimate based on A Place for Mom’s proprietary data that evaluates what families actually paid at partnering assisted living facilities in Missouri.
Assisted living prices can vary and are affected by several factors including location, services, and amenities offered, as well as the specific care needs of an individual. Communities located near a larger cities, like St. Louis or Kansas City, are likely to be more expensive. Luxury amenities and specialized services can also add to monthly costs.
Other factors that can affect the cost of assisted living may include:
Many families pay for assisted living room and board fees using a combination of private pay methods, including personal savings and retirement funds. However, families may use Medicare, Medicaid, private health insurance, or veteran’s benefits to cover medical services and some personal care.
Average monthly costs
Missouri
US National average
Average monthly costs
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Average monthly costs
Our free tool provides options, advice, and next steps based on your unique situation.
There are numerous ways to pay for senior care in Missouri, and it’s common for families to blend a variety of payment methods. Keep in mind that early planning often provides families with more payment options. The following section has information on several resources, including private pay, public insurance such as Medicaid, private insurance options, and veterans benefits.
“Private pay” is a term that describes using your own personal funds to pay for something. Personal funds used to pay assisted living costs may include money from the sale of a home, a savings account, pension payments or a retirement account. Many of the families we refer to assisted living use a combination of personal funds to pay, including the following common options.
Families in Missouri can generate income to pay for assisted living by selling a house.
Another tool seniors in Missouri can use to pay for assisted living is a reverse mortgage, which is a loan that turns a borrower’s home equity into funds to pay for long-term care expenses.
In Missouri some seniors may be able to use the funds in a health savings account to cover some expenses associated with assisted living.
Seniors with life insurance policies may be able to use benefits to pay for long term care in Missouri. A “long-term care rider,” offered by some insurance providers, allows the use of funds from a policy to cover long-term care costs while the policyholder is still alive.
In Missouri, long-term care insurance may cover a range care costs. A policy may cover support with daily activities, home health care, nursing home care, or care in a group living facility. Long-term care insurance policies vary, so it’s important to understand the details of your loved one’s policy.
Some seniors in Missouri may qualify for Social Security benefits for assisted living through the Supplemental Nursing Care program. The program can help qualified seniors pay for care in an assisted living community.[02]
Assisted living facilities (ALFs) in Missouri are licensed by the Missouri Department of Health and Senior Services (DHSS). The department defines ALFs as a facility that provides 24-hour care and protective oversight to three or more residents. Facilities must provide room and board plus the following services:[08]
Missouri state law requires that assisted living communities are inspected twice per year. Department of Health and Senior Services reviews previous reports before an inspection and conducts unannounced visits. Throughout the inspection process, surveyors make observations; conduct interviews with residents, family members, and staff; and review documentation.
Facilities are evaluated on the following criteria:[09]
For families who want to check Missouri assisted living licenses and records can use the Show Me Long Term Care in Missouri look up tool. The following tips can help make the process a little smoother:
Our free tool provides options, advice, and next steps based on your unique situation.
We developed a system to rate each state on how easy — or difficult — it is to find important assisted living records and reports, and we compiled tips to help you in your search.
States with the most transparent records allow you to look up important information about each assisted living facility online, including inspections, complaints, survey results, violations, capacity, and whether the facility accepts Medicaid.
Public access to assisted living records and reports for the state of Missouri is exceptional. Key findings that informed this rating include:
We developed a standard methodology for state data collection and evaluation, and we based our rating primarily on the objective, state-specific accessibility criteria outlined in these questions:
1. Are licensed assisted living communities listed online in any form? Yes
2. If Yes to #1, is the information updated frequently? Yes
3. If Yes to #1, is the list of licensed communities searchable? Yes
4. Does the state post inspections, complaints, survey results, or violations online? Yes
5. If Yes to #4, is the information updated frequently (within 90 days)? Yes
6. If Yes to #2 and #4, is the enforcement information included in the same place as licensed communities? No
7. If Yes to #4 and No to #6, are violations and inspections searchable at all? No
8. Is information about special licensing for care shown? Yes or N/A
9. Is capacity shown? Yes
10. Are payment types shown (e.g., Medicaid, private pay)? Yes
11. Is the administrator/contact name shown? Yes
12. Can the state fine a facility? Yes
13. What is the frequency of inspections? [Every 12 months]
14. Does the website include pricing of facilities? No
A Place for Mom. (2023). A Place for Mom proprietary data.
Missouri Department of Social Services. Supplemental nursing care manual.
United States Census Bureau. (2021). American community survey: Missouri, 65 to 74 years, 75 years and over, veteran status (S2101).
Missouri Foundation for Health. (2023). Missouri Medicaid Basics.
Missouri Department of Social Services. Aged and disabled waiver.
Missouri Department of Social Services. (2023, June). Medicare savings program.
Missouri Department of Social Services. MORx, general questions.
Missouri Department of Health and Senior Services. (2020, May 31). Rules of Department of Health and Senior Services. Division 30 Division of Regulation and Licensure. Chapter 86 residential care facilities and assisted living facilities.
Missouri Department of Health and Senior Services. Nursing homes inspections.
Overview of assisted living in MO
Find assisted living near you
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